Financing

Here at Pacifica Tiny Homes we have several recommendations for customers that are looking to finance. 


RV Loans: We are certified with Pacific West Tiny Homes, Inc. to offer RV certifications for NFPA 1192 and ANSI 119.5. Therefore, you can apply for an RV loan through any institution or website that offers RV loans.


Trailer loans: Rock Solid Funding offers loans for trailers. This is a good option to finance the trailer portion of the build.


Personal Loans: You can also request a personal loan through any lender or bank that offers them. 


Credit Unions: These are a great option because they tend to offer much lower rates than other banks. 


Regardless of the option that you choose, we will work with you to make it happen, and provide the necessary information that you need.

21st Mortgage

The nation's number one manufactured and mobile home lender.

21st Mortgage Corporation is a full service lender specializing in manufactured and mobile home loans. They originate and service a variety of loans to borrowers from manufactured home retailers, mortgage brokers and directly to consumers all over the USA. 


21st mortgage works with customers who have little to no credit, and offers loans as long as 23 years. Down payment is required and is dependent upon credit score.


*To apply online, click on the link: Online application

You can also check your estimated monthly payments by using the Payment Estimator


To begin the application, you will need the following:

  • Social Security, Tax ID Number, or Matricula Consular de Alta Seguridad
  • Estimated purchase price or estimated refinance payoff amount
  • Initial investment (down payment, land equity, or trade value)
  • Home information (year and number of sections)
  • Proposed home site (zip code, land or site rent payment)
  • Name of Seller, Retailer, or Realtor


*Applications can be started but should not be completed until Pacifica Tiny Homes has provided you with an estimate and our retailer number. All applications should be filled out to the best of your ability and with as much information as possible.

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LightStream Financing

For more information about current rates and financing with LightStream, please click on the link or the banner to go directly to their website.