At Pacifica Tiny Homes we work with all customers, whether you're paying cash or need a loan. Here you will find some financing companies that we recommend. Some of the companies are very quick and can approve and fund you within a few days with good credit, while some offer longer terms and will require a down payment and more paperwork for approval. You are also welcomed to get a loan through your local bank, credit union, or other source to fund your project.
Those seriously impacted by wildfires and loss of work and/or housing due to COVID-19 may qualify for this Down Payment Assistance Grant through Operation Tiny Home, up to $12,000.
You must go through builder to apply.
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Fund or refinance your tiny home, at a low-interest rate from LightStream. See the below link for information about current rates and financing options. We may be compensated by these links.
21st Mortgage Corporation is a full service lender specializing in manufactured and mobile home loans. 21st mortgage works with customers who have little to no credit, and offers loans as long as 23 years. Down payment is required and is dependent upon credit score.
*To apply online, click on the link: Online application
You can also check your estimated monthly payments by using the Payment Estimator
*All applications should be filled out to the best of your ability and with as much information as possible.
You must sign a purchase agreement and put down the initial deposit with Pacifica Tiny Homes, in order to continue the paperwork for financing.
Get up to $35,000 Pay for your tiny house trailer
Affordable Interest Rates Low, fixed rates starting at 8.99% APR
No Origination Fees. No Prepayment Penalties No hidden costs, no annual fees, and no early payment penalties
Flexible Payment Terms Customize your payback period, from 24 months to 5 years